About Cyphalet

We exist to make
money move freely.

Cyphalet was built because cross-border payments in Africa were too slow, too expensive, and too complicated. We're changing that — one wallet at a time.

Our Manifesto
"Money should not need a passport. Every person, regardless of where they were born, deserves fast, fair access to the global financial system." — The Cyphalet Team

2
Currencies supported
0
Hidden fees
Instant
Conversion speed
1
App for it all

Breaking down
the walls of finance.

For too long, sending money across African borders meant dealing with bank queues, days-long processing times, and exchange rates that punished the sender. Cyphalet was founded to flip that reality.

We built a platform where Nigerians can hold Naira and Dollars in the same app, convert between them at live rates, and send money internationally — all without leaving their phone.

Our mission is simple: give everyone in Africa access to the financial tools that were once reserved for the privileged few.

Speed over bureaucracy

We measure success in seconds, not business days. Every feature we build is optimised for the fastest possible outcome for our users.

🔍

Radical transparency

No hidden fees. No confusing exchange rate markups. What you see before you confirm a transaction is exactly what you pay.

🌍

Built for Africa, first

We design every product decision around the realities of African users — not as an afterthought, but as our primary market and purpose.

🔒

Security without compromise

Your money is not a test case. We partner with regulated banks and build with bank-grade encryption across every layer of our platform.

₦B+
Naira processed
50K+
Active wallets
<5s
Avg. deposit time
2026
Founded
Our Story

From frustration
to platform

Cyphalet didn't start in a boardroom. It started with a problem every Nigerian abroad has felt firsthand.

💡
The Problem

Sending money home was broken

Our founders experienced firsthand how difficult, expensive, and slow it was to move money between Nigeria and the rest of the world. Transfer fees ate into savings. Exchange rates were opaque. It took days. There had to be a better way.

🛠️
The Build

Building the platform we wished existed

We assembled a small team of engineers, product designers, and financial experts — all with personal stakes in solving this problem. The brief was clear: build the fastest, most transparent cross-border payment tool available to Nigerians.

🚀
The Launch

Cyphalet goes live with NGN & USD wallets

After months of development and testing, Cyphalet launched at app.cyphalet.xyz with two core wallets: NGN and USD. Users could fund, convert, and send — all in one place, at live rates, with no hidden fees.

📈
Today

Growing with our community

Tens of thousands of Nigerians now use Cyphalet every day to manage their cross-border finances. We're expanding our banking partnerships, improving conversion speeds, and building toward a future where more currencies — and more countries — are supported.

🌍
What's Next

Expanding across West Africa and beyond

GBP, EUR, GHS, and KES wallets are in active development. Our vision extends beyond Nigeria — we're building the financial infrastructure for the entire African continent to transact freely with the world.

The Team

The people behind
the platform

A diverse team of builders, thinkers, and problem-solvers united by one mission: making money move freely across Africa.

👨🏾‍💼
Emeka Okonkwo
Co-Founder & CEO
Former fintech engineer with 8 years building payment systems across West Africa. Emeka started Cyphalet after one too many failed international transfers.
👩🏾‍💻
Sade Adewale
Co-Founder & CTO
Full-stack engineer and security specialist. Sade leads all technical architecture, ensuring Cyphalet's platform is fast, secure, and built to scale.
👨🏾‍🎨
Tunde Ojo
Head of Product Design
Tunde obsesses over user experience. He's responsible for the clean, intuitive interface that makes cross-border payments feel effortless.
👩🏽‍⚖️
Kemi Adeyemi
Head of Compliance
Kemi ensures Cyphalet operates fully within regulatory frameworks. Her expertise in AML and KYC keeps our users and platform protected.
👨🏿‍💰
Faruk Bello
Head of Finance
Faruk manages Cyphalet's banking partnerships and treasury operations, working directly with regulated institutions to keep your funds safe.
👩🏾‍📣
Adaeze Nwosu
Head of Growth
Adaeze leads marketing and community. She tells the Cyphalet story — and makes sure the people who need our platform most, hear about it.
👨🏾‍🔧
Ibrahim Musa
Senior Backend Engineer
Ibrahim builds and maintains the core transaction engine that powers every deposit, conversion, and transfer on the Cyphalet platform.
👩🏽‍🎧
Ngozi Eze
Head of Customer Support
Ngozi leads the support team, ensuring every Cyphalet user gets fast, helpful, and human responses whenever they need assistance.
How We Work

Our culture

We're a remote-first team spread across Nigeria and beyond, united by a shared belief that Africa deserves better financial infrastructure.

🌐

Remote-first

Our team works from wherever they do their best thinking. We've built a culture around async communication, trust, and outcomes over hours.

🚀

Move fast, build right

We ship quickly, but never at the cost of security or reliability. Speed and quality aren't opposites — we chase both.

🤝

User-obsessed

Every decision we make starts with one question: does this make life better for our users? If the answer isn't clearly yes, we go back to the drawing board.

📢

Radical candour

We give honest feedback, challenge ideas openly, and disagree constructively. The best ideas win — not the loudest voice in the room.

🌱

Grow together

Learning budgets, mentorship, and room to take on new challenges. We invest in our people because the company grows when they do.

🎯

Mission over metrics

We track numbers rigorously, but we never lose sight of why we're here: to make financial access more equal for everyone in Africa.

Join Us

Ready to move money freely?

Open your free Cyphalet account today and experience cross-border payments the way they should be — fast, transparent, and borderless.

Create free account → Get in touch