Cyphalet is designed to be simple. Follow these steps and you'll be sending money across borders before you know it.
Whether you're funding your NGN wallet, converting to USD, or sending money abroad — here's exactly how it works.
Head to app.cyphalet.xyz and sign up with your email address. Verify your identity with a quick KYC check — this keeps your account and funds secure.
After logging in, tap the menu icon (☰) in the top-left corner of your dashboard and select Wallets. You'll see your NGN and USD wallets side by side.
Find your NGN Wallet (or USD Wallet) and tap the Deposit button. Cyphalet will generate a unique account number for your transfer.
Copy the Account Name, Account Number, and Bank Name displayed on screen, then transfer from your bank app or USSD.
Once funded, your balance reflects instantly. Now you can Convert NGN to USD, Send money abroad, or simply hold your funds securely in your wallet.
Everything you need to know about getting started with Cyphalet.
NGN deposits typically reflect within seconds to a few minutes after your bank transfer is confirmed.
Cyphalet applies transparent exchange rates with no hidden fees. The rate you see before conversion is the rate you get.
Yes, a minimum deposit applies to ensure transaction costs are covered. Check the app for current minimums when depositing.
Cross-border sends from your USD wallet go to bank accounts or supported wallets — the recipient doesn't need a Cyphalet account.
Yes. Cyphalet partners with regulated banks and uses bank-grade encryption to protect all funds and personal data.
You can reach Cyphalet support directly through the app or via the Help Center at app.cyphalet.xyz.
Open your free Cyphalet account today and make your first transfer.
Open Cyphalet App →